Multichannel Payment System (MPS)
A billing and payment platform for every service, every channel.
Overview
MPS is a payment gateway that connects utility, bank and state services into the bank core system across every channel.
MPS communicates with service providers, other payment gateways and agents, integrating their payments into the bank core through kiosks, internet bank, mobile bank, branches and more.
Clearing, settlement and reconciliation run automatically on defined rules and schedules — making it a stable, dependable backbone for utility, mobile and government-service payments.
Core Capabilities
1,000+ Provider Network
A service-oriented modular architecture connects utility, telecom, government and insurance providers — and makes adding new ones straightforward.
Every Channel, One Core
Kiosks, internet bank, mobile bank, SMS banking, branches and call centres all reach the same payment engine through the MPS Integration API.
Automatic Clearing
Clearing, settlement and reconciliation run automatically on rules and schedules you define — accurate across thousands of providers.
Built for Exceptions
Engineered to stay stable through the exceptional situations that arise when integrating with so many different service providers.
Platform Features
Modular architecture — a service-oriented design that makes adding new service providers quick and low-risk.
MPS Integration service — gives external channels everything they need to connect and transact.
Flexible permissions — fine-grained, role-based control through the administration module.
Many payment types — automatic, fixed, variable payments and balance pre-payments, all supported.
Provider- or bank-initiated — automatic payments can be triggered by either the service provider or the bank.
Exceptional stability — resilient under the edge cases that come with thousands of provider integrations.
A complete set of payment modules
Every part of the billing and payment lifecycle, built in and ready to configure.
Reaches Every Channel
Kiosks & self-service terminals — accept service payments at unattended terminals across the network.
Internet & mobile banking — pay bills and fees directly inside the online and mobile platforms.
Branches & call centres — staff-assisted payments through the same unified engine.
SMS banking & agents — extend reach through SMS solutions, agents and third-party gateways.